Financial lease is a flexible funding source for both enterprise and individuals.

For enterprise, it provides capital investment finance including machinery, vehicles (passenger cars, bus, trucks) and office equipment.

For individuals, it provides consumer finance on car and other durable goods.

Advantages of the leasing

● Fast and simple application procedure to meet the timing of customer demand

● Long-term financing and fixed lease rent make cost control easier.

● Flexible terms and conditions without collaterals.

● Alternative funding source to preserve the existing capital for other uses.

Domestic financial lease involves in a Leasing company who is on behalf of Lessee to buy an asset from local supplier and leases back to Lessee as Lease payment schedule in Lease agreement.

Leasing procedure

1. Selection of equipment

2. Application for financial lease credit line.

3. Signing lease agreement

4. Signing purchase contract

5. Delivery of equipment

6. Payment for the purchased equipment

7. Rental payment

Sale and lease back involves in a Leasing Company who purchases an asset owned by Lessee and leases this asset back to the same Lessee under financial lease. In sale and lease back transaction, Lessor is also a supplier.

Leasing procedure

1. Application for financial lease credit line.

2. Signing purchase contract and lease agreement

2. Signing purchase contract and lease agreement

4. Rental payment